Insurance & Cost

Do you take my insurance?

Most likely, yes. We’re in-network with all major Minnesota plans, including Medicare and Medicaid. Here’s who we work with:

Aetna
America's PPO
Blue Cross Blue Shield
Cigna
Hennepin Health
Health Partners
MHCP
Medica
MA-Medical Assistance/Medicaid
Medicare
Optum
TriCare
UCare
UMR
United Health Care
Plan not listed? Email usand we’ll check it for you.

What will it cost?

With insurance, you usually pay just a copay, and the amount varies by plan. Some plans apply a deductible first. We confirm your eligibility before or right after your free consult, so you always know what to expect before your first full session.

Private Pay

A choice with real benefits

Paying out of pocket isn’t a fallback. For many clients it’s the preferred path.

Privacy

Your records stay between you and your clinician, never shared with an insurer.

No diagnosis on record

You're not required to carry a mental-health diagnosis for coverage.

Full control

You decide what happens with your health information, start to finish.

Fee-for-service rates

For individuals who want complete control over their mental-health records and don’t want information shared with other parties, fee-for-service offers the most privacy.

Annual diagnostic assessment$225
53-minute psychotherapy session$200
45-minute psychotherapy session$175
30-minute psychotherapy session$150

Out-of-network? Use a superbill.

If we’re not in-network with your plan, we can provide a superbill, an itemized receipt you submit to your insurer for possible out-of-network reimbursement. Many plans pay back a portion. We’ll show you exactly how to file.

Good questions

Insurance, answered

Most likely yes — we’re in-network with all major Minnesota plans, including Medicare and Medicaid. See the Insurance & Cost page for the full list, and email us if your plan isn’t shown.
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Still not sure? Let’s sort it out together.

Book a free 15-minute consult and we’ll check your benefits with you. No commitment.

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